John McCollum, CFA, led the team that developed the investment process Heritage Trust uses today. In the interview with John below, we find out the nuts and bolts behind the Heritage Trust process and how our clients benefit from it.

Each month, our Heritage Institutional team publishes the Retirement Report, which provides timely news and updates for plan sponsors and fiduciaries of defined contribution plans.  This month's topics include:

  • Is your fiduciary house in order?
  • Solutions for a stressed out nation
  • Top 5 New Year's resolutions

Heritage Market Brief


  • The U.S. economy continues to pick up speed and is growing at a faster pace than the rest of the world with the exception of China, while Europe is on the brink of faling back into recession.
  • The U.S. Federal Reserve officially ended asset purchases associated with QE3 in October 2014.
  • The Federal Reserve has been transparent in indicating it plans to raise rates in mid-2015, but decisions regarding interest rates remains data dependent on labor force slack and the 2% inflation threshold.
  • While interest rates remain range bound, individual bonds held to maturity should continue to provide downside protection.